The family legacy checklist

Nine things that decide who gets what, and who decides for you if one day you can't. Each one links to the official page.

Ask one of us to go through it →
Before 2027

One with a deadline

  1. If you put your will's location or your funeral plans on My Legacy, save a copy before 4 January 2027. That's when they get deleted for good.
Your estate

Who gets what

  1. Make a CPF nomination, or check the one you've got. A will can't pass on CPF savings, so the nomination is how you choose who gets them.
  2. If the law's default split isn't what you want, write a will. Sign it in front of two witnesses, and pick witnesses who get nothing under it, or their gift is void.
  3. Getting married cancels a CPF nomination, and usually a will too. Divorce doesn't, so an ex can stay your nominee until you change it. After a wedding, a divorce or a new baby, look at both again.
  4. Check how your flat is held. Under joint tenancy it goes to the surviving owner when one of you dies, whatever the will says.
  5. Go through each insurance policy and see who's nominated. Each policy goes by its own nomination, if it has one.
  6. Keep one family file with the nominees, where the will is, and each policy and account. Leave out NRIC numbers, logins and PINs. SGFinDex can pull a lot of the accounts into one view to start from.
Your care

If one day you can't decide for yourself

  1. Make a Lasting Power of Attorney while you still have mental capacity. Without one, your family has to go to court before they can act for you.
  2. Do an Advance Care Plan as well. Your LPA donee can't decide on life-sustaining treatment, and the plan is where your family and doctors see what you'd want.
The team

Want help going through it?

We're Dollar Delta, a team of financial adviser representatives with Great Eastern Financial Advisers. Leave your number and one of us will reach out, on the channel you pick.

Jia Jun
Jia JunRNF LJJ300837068
JadienRNF LFK3005643195x MDRT
NickRNF AMY300356460Associate Director10 years in the business10 consecutive MDRTs, MDRT Life Member

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